Miami Location

Our Miami location is the perfect spot for quick, reliable pawn services with a friendly touch. Whether you’re looking to buy, sell, or pawn items, we offer competitive prices and a hassle-free experience. Visit us today and discover why our customers keep coming back!

Opa-Locka Location

Stop by our Opa-Locka location for fast, reliable pawn services and expert appraisals. We pride ourselves on providing exceptional customer care and offering the best deals in the area. Whether you’re looking to pawn, sell, or buy, we’re here to help!

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Fill out a quick request or bring your item directly to one of our stores today.

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Everything You Should Know

We’ve gathered the most important questions so you can understand exactly how pawn loans work — and why Lucky Pawn is trusted across South Florida.

Pawn loans are a quick and easy way to borrow money without a credit check.
Loans are based on the value of your collateral, not your credit rating or pay schedule.
A typical pawn loan has a term length of 30 days, plus a 30-day grace period.

If you cannot pay back your loan in full — including the grace period — we offer extensions and renewals to give you extra time.
You may also choose to surrender your collateral as full payment if you decide not to reclaim it.

We loan on a wide variety of items, including:

  1. Gold and diamond jewelry
  2. Electronics
  3. Musical instruments
  4. Tools and more

Simply bring your item of value along with a valid photo ID — and you’ll get cash within minutes after approval.

If you can’t pay back your loan in full by the due date, you can get an extension.
You’ll pay part or all of the interest owed, and we’ll set a new due date, giving you more time to repay.

If you can’t repay on time, you may qualify for a renewal, as permitted by Florida law.
You pay the interest accrued in full, and a new loan is written.
The principal amount stays the same, as does the rate — but your due date resets for a full new term.

Most of our customers repay their pawn loans and pick up their items.
If a customer chooses not to repay, the item used as collateral is forfeited — no penalties, no credit damage.

Yes. All pawnbrokers are required to be licensed by the State of Florida, as well as by the municipal offices in the cities where they operate.

Yes. We’re able to be more flexible with loan amounts, purchase prices, finance charges, and contract terms.

We currently operate two locations in South Florida.

What Our Clients Say

See why thousands of Floridians trust us when they need quick, honest cash.